Moneystepper Q&A Podcast

by Moneystepper

Moneystepper Q&A Podcast
  • Language: eng
  • Episodes: 96
  • Last: 14 Apr 2016
The Moneystepper Q&A Podcast answers your personal finance questions - three times a week. Just let me know your questions via at moneystepper.com/qanda, via email at moneystepper@gmail.com or any other way you like. Moneystepper Ltd is not a regulated financial advisor and the podcast is for entertainment purposes only. No suggestions on the podcast should be considered as formal financial advice and you should consult a regulated indepedent financial advisor, accountant or tax professional for your specific personal advice.

Episodes (96)

  • Question 95 - Stopping Pension Contributions To Save For A House
    Question 95 - Stopping Pension Contributions To Save For A House
    Play
    Published: 14 Apr 2016 Duration: 17:30
    Tina asks: "I'm 24 y/o and saving for a house. If I don’t stop contributing to my pension, next tax year I'll be paying 5%, and my employer will match that with 3%. Should I stop my pension contributions and only save for a house?"
    Tina asks: "I'm 24 y/o and saving for a house. If I don’t stop contributing to my pension, next tax year I'll be paying 5%, and my employer will match that with 3%. Should I stop my pension contributions and only save for a house?"

  • Question 94 - Investing In Oil Stocks
    Question 94 - Investing In Oil Stocks
    Play
    Published: 4 Apr 2016 Duration: 13:10
    Ian asks: "I have zero knowledge about investing, but I'm interested in oil stocks. Any idea where to start, and any specific company to invest in?"
    Ian asks: "I have zero knowledge about investing, but I'm interested in oil stocks. Any idea where to start, and any specific company to invest in?"

  • Question 93 - How Much Rent Should I Pay My Dad
    Question 93 - How Much Rent Should I Pay My Dad
    Play
    Published: 1 Apr 2016 Duration: 13:25
    Heather asks: "I currently pay my Dad £120 towards the household expenses, as does my brother. My partner is due to move in, should he also pay my Dad?"
    Heather asks: "I currently pay my Dad £120 towards the household expenses, as does my brother. My partner is due to move in, should he also pay my Dad?"

  • Question 92 - Is The Share Price On Google Finance Right
    Question 92 - Is The Share Price On Google Finance Right
    Play
    Published: 30 Mar 2016 Duration: 12:39
    Danielle asks: "The close price of shares on Google Finance is different to that on the Stock Exchange website. Is the data on Google Finance correct?"
    Danielle asks: "The close price of shares on Google Finance is different to that on the Stock Exchange website. Is the data on Google Finance correct?"

  • Question 91 - Should I Repay My Student Loan
    Question 91 - Should I Repay My Student Loan
    Play
    Published: 28 Mar 2016 Duration: 14:29
    Tamzin asks: "I've been left some money by my late Grandfather and I'm trying to work out whether I should pay down my student loan. What do you think?"
    Tamzin asks: "I've been left some money by my late Grandfather and I'm trying to work out whether I should pay down my student loan. What do you think?"

  • Question 90 - Capital Gains Tax On A Rented Flat
    Question 90 - Capital Gains Tax On A Rented Flat
    Play
    Published: 25 Mar 2016 Duration: 14:35
    Frances asks: "I bought in 2001 for £137k as my only residence and its now valued at £400k, implying the CGT will be astronomical. How much CGT will I pay?"
    Frances asks: "I bought in 2001 for £137k as my only residence and its now valued at £400k, implying the CGT will be astronomical. How much CGT will I pay?"

  • Question 89 - Debt Advice
    Question 89 - Debt Advice
    Play
    Published: 23 Mar 2016 Duration: 16:50
    Jim asks: "I've got into the habit of paying for things with my credit cards, and need some advice on paying down the debt that I've built up."
    Jim asks: "I've got into the habit of paying for things with my credit cards, and need some advice on paying down the debt that I've built up."

  • Question 88 - Cancelling A Credit Card
    Question 88 - Cancelling A Credit Card
    Play
    Published: 21 Mar 2016 Duration: 11:50
    Harry asks: "I have had a Santander 123 credit card for about a year. How negatively it will affect my credit score by cancelling?"
    Harry asks: "I have had a Santander 123 credit card for about a year. How negatively it will affect my credit score by cancelling?"

  • Question 87 - Taking In A Lodger Draft
    Question 87 - Taking In A Lodger Draft
    Play
    Published: 18 Mar 2016 Duration: 12:30
    Sandy asks: "How should I inform if I'm getting a lodger. Will my insurance premium go up? Could my mortgage provider forbid me?"
    Sandy asks: "How should I inform if I'm getting a lodger. Will my insurance premium go up? Could my mortgage provider forbid me?"

  • Question 86 - Investing in the S&P 500
    Question 86 - Investing in the S&P 500
    Play
    Published: 16 Mar 2016 Duration: 15:05
    Siv asks: "I plan to invest monthly £1000 in an S&P 500 ETF. Should I use S&S ISA or SIPP? Which platform or broker should I invest in?"
    Siv asks: "I plan to invest monthly £1000 in an S&P 500 ETF. Should I use S&S ISA or SIPP? Which platform or broker should I invest in?"

  • Question 85 - Tax Implications on Selling To Buy Property
    Question 85 - Tax Implications on Selling To Buy Property
    Play
    Published: 11 Mar 2016 Duration: 12:10
    Lynda asks: "I wonder if you could advise me if there would be any tax to pay if we sold a buy to let property and invested money into another property as a buy to let."
    Lynda asks: "I wonder if you could advise me if there would be any tax to pay if we sold a buy to let property and invested money into another property as a buy to let."

  • Question 84 - Capital Gains When Selling Two Properties
    Question 84 - Capital Gains When Selling Two Properties
    Play
    Published: 9 Mar 2016 Duration: 14:05
    Sarah asks: "I have 3 properties that are rented out, and am selling 2 so I can buy a property for myself to live in. I have lived in all of them as my own home at some point before letting them out, can I use the PPR and letting relief on... Read more →
    Sarah asks: "I have 3 properties that are rented out, and am selling 2 so I can buy a property for myself to live in. I have lived in all of them as my own home at some point before letting them out, can I use the PPR and letting relief on... Read more →

  • Question 83 - What are the debits and credits on my CC
    Question 83 - What are the debits and credits on my CC
    Play
    Published: 7 Mar 2016 Duration: 13:14
    Barry asks: "I need some help understanding what my credit card portal information is saying. I don't understand the breakdown on the portal they give."
    Barry asks: "I need some help understanding what my credit card portal information is saying. I don't understand the breakdown on the portal they give."

  • Question 82 - Should I Use My Credit Card More
    Question 82 - Should I Use My Credit Card More
    Play
    Published: 4 Mar 2016 Duration: 14:35
    Adrian asks: "I have a capital one credit card, which I got over year ago now, purely to just get a bit of credit history that I lacked. As I'm looking to get a mortgage in a year or so time what is best for my credit rating for this card? ... Read more →
    Adrian asks: "I have a capital one credit card, which I got over year ago now, purely to just get a bit of credit history that I lacked. As I'm looking to get a mortgage in a year or so time what is best for my credit rating for this card? ... Read more →

  • Question 81 - Capital Gains On Sale Of A Garden
    Question 81 - Capital Gains On Sale Of A Garden
    Play
    Published: 2 Mar 2016 Duration: 14:35
    Gisele asks: "I read with great interest your article on Capital gains tax and I hope you can give me a clearer idea of my tax liability on a sale of land that is about to go through, and how to invest the proceeds".
    Gisele asks: "I read with great interest your article on Capital gains tax and I hope you can give me a clearer idea of my tax liability on a sale of land that is about to go through, and how to invest the proceeds".

  • Question 80 - How Should I Invest My Money
    Question 80 - How Should I Invest My Money
    Play
    Published: 29 Feb 2016 Duration: 15:20
    James asks: "I want to start investing but I am struggling with my next steps. I have £1000 saved already which will act as my emergency fund and I am saving £300 a month into a savings account."
    James asks: "I want to start investing but I am struggling with my next steps. I have £1000 saved already which will act as my emergency fund and I am saving £300 a month into a savings account."

  • Question 79 - Investing £25 per month
    Question 79 - Investing £25 per month
    Play
    Published: 26 Feb 2016 Duration: 15:59
    Tony asks: "I want to start investing in a stock & shares ISA but only investing £25 per month and would like to put it into a ETF that is fairly diverse. How should I go about doing that?"
    Tony asks: "I want to start investing in a stock & shares ISA but only investing £25 per month and would like to put it into a ETF that is fairly diverse. How should I go about doing that?"

  • Q&A 78 - More Capital Gains Tax Questions
    Q&A 78 - More Capital Gains Tax Questions
    Play
    Published: 12 Feb 2016 Duration: 14:49
    Emily asks: "We bought a London property in 2007. We lived in it for 2 years then on and off for a further 2 years. We rented this out from 2010 to the present day. Is there anyway we can avoid paying further capital gains tax?"
    Emily asks: "We bought a London property in 2007. We lived in it for 2 years then on and off for a further 2 years. We rented this out from 2010 to the present day. Is there anyway we can avoid paying further capital gains tax?"

  • Question 77 - Stuck In A PCP Trap
    Question 77 - Stuck In A PCP Trap
    Play
    Published: 10 Feb 2016 Duration: 18:15
    Shelina asks: "I've got myself caught up in a PCP nightmare. Please can you advise me on what to do as I'm really stuck and it's really stressing me out."
    Shelina asks: "I've got myself caught up in a PCP nightmare. Please can you advise me on what to do as I'm really stuck and it's really stressing me out."

  • Question 76 - Investing As A Teenager
    Question 76 - Investing As A Teenager
    Play
    Published: 8 Feb 2016 Duration: 18:00
    Charlie asks: "Hello I'm currently 16 and wish to retire by age 40 with a pot between 1-2 Million pound. Apart from maxing out my S&S Isa on a low cost index fund and possibly through bonds, how shall I invest?"
    Charlie asks: "Hello I'm currently 16 and wish to retire by age 40 with a pot between 1-2 Million pound. Apart from maxing out my S&S Isa on a low cost index fund and possibly through bonds, how shall I invest?"

Related

Be Wealthy & Smart | Money | Millionaire | Personal Finance | Invest | Stock Market | Mindset | Entrepreneur | Investing

by Linda P. Jones | Personal Finance Podcast | Investors Podcast | Business Podcast | Stock Market | Money | Investing | Financial Education | Entrepreneur | Financial | Wealth Coach | Women Podcast | Podcasts like Money Tree, Dave Ramsey, Money Girl, WSJ, Suze Orman, We Study Billionaires, Rich Dad, Motley Fool, Tony Robbins

Mo' Money Podcast | Personal Finance with Jessica Moorhouse

by Jessica Moorhouse | Award-winning Canadian personal finance blogger & podcaster

DON TONY AND KEVIN CASTLE SHOW

by Don Tony / Wrestling-News.com